| Other County Histories | Civil War | 1886 | 1916 | Depression | 1937 | 100 Years | |||
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Past and Present of Livingston County Volume 1. History by Major A. J. Roof. 1913 |
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Page 295
EXCHANGE BANK, CHULA, MISSOURI
|
Resources |
|
Liabilities |
|
|
Loans and discounts |
$136.765.31 |
Capital |
$ 25,000.00 |
|
Surplus earned |
15.000.00 |
Overdraft |
7,565.86 |
|
Real Estate |
1,875.00 |
Undivided profits earned |
4,904.49 |
|
Furniture and Fixtures |
1,400.00 |
Deposits |
130,801.47 |
|
Cash and Exchange |
28,099.79 |
|
|
|
Total |
$175,705.96 |
Total |
$175,705.96 |
Geo. A. Gardner, president.
J. E. Lowder, vice-president.
W. E. Payton, cashier.
Jas. Graham, assistant cashier
Directors: J. S. Hopper, J. E. Lowder, G. A. Gardner, T. H. Gibson, L. L. Lauderdale, E. L. Treadway, L. M. Kilburn, W. R. Edrington, and B. C. Lightner.
THE CITIZENS BANK, AVALON, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans |
$44,811.42 |
Capital Stock |
$10,000.00 |
|
Overdrafts |
291.06 |
Surplus and profits |
7,099.48 |
|
Real Estate |
440.00 |
Deposits |
54,915.65 |
|
Cash and sight exchange |
26,069.13 |
|
|
|
Furniture and Fixtures |
400.00 |
|
|
|
Total |
$72,015.13 |
Total |
$72,015.13 |
H. J. Barnes, president
S. O. Linton, vice-president
Emery C. Poynter, cashier
Elmer F. Kerr, assistant cashier
Directors: H. J. Barnes, O. S. Linton, F. G. Ashbaugh, J. D. Linville, and S. A. Browning
THE FARMERS AND TRADERS BANK, DAWN, MISSOURI
|
Resource. |
|
Liabilities. |
|
|
Loans and discounts |
$54,393.89 |
Capital |
$10,000.00 |
|
Overdrafts |
1,043.72 |
Undivided Profits |
6,295.56 |
|
Furniture and fixtures |
1,300.00 |
Deposits |
44,166.14 |
|
Cash and exchange |
10,244.09 |
Bills Payable |
6,500.00 |
|
Total |
$66,961.70 |
Total |
$66,961.70 |
T. E. Jenkins, president.
John R. Williams, vice-president.
A. E. Gibson, cashier
Directors: T. E. Jenkins, John R. Williams, A. E. Gibson, Roy E. Gibson, and Minta M. Gibson.
THE FARMERS NATIONAL BANK, LUDLOW, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts |
$128,024.43 |
Capital |
$ 40,000.00 |
|
Overdrafts |
6,695.38 |
Surplus |
10,000.00 |
|
5 per cent red. Fund |
2,000.00 |
Undivided profits |
4,091.14 |
|
Banking House F. & F. |
4,000.00 |
Circulation |
40,000.00 |
|
U. S. bonds at par |
40,000.00 |
Individual deposits |
109,087.05 |
|
Premium on bonds |
1,200.00 |
Due other national banks |
1,513.00 |
|
Cash and sight exchange |
23,672.27 |
|
|
|
Total |
$205,592.08 |
Total |
$205.592.08 |
R. J. Lee, president. Jo Dusenberry, cashier.
A. S. Dean, vice-president. A. J. Riedel, assistant cashier.
Directors: R. J. Lee, T. R. Lee, Frank Copple, A. S. Dean, Jo Dusenberry, G. H. Lawson, T. N. Haughton, F. A. Stauffer, and A. Wells.
MOORESVILLE SAVING BANK, MOORESVILLE, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans |
$ 10,000.00 |
Capital stock |
$ 48,754.68 |
|
Overdrafts |
207.21 |
Surplus and profits |
4,233.65 |
|
Real estate |
1,800.00 |
Deposits |
85,779.88 |
|
Cash and sight exchange |
47,754.58 |
Dividends unpaid |
16.00 |
|
Furniture and fixtures |
800.00 |
|
|
|
Expenses |
538.06 |
|
|
|
Unadjusted claims |
175.00 |
|
|
|
Total |
$100,029.53 |
Total |
$100,029.53 |
Homer Kirtley, president
C. E. Vadnais, vice-president
J. H. Cusick, cashier
Lucy McMillen, assistant cashier
Directors: Homer Kirtley, J. A. McMillen, W. E. Hudson, C. E. Vadnais, Albert Rockhold, A. T. Rockhold, L. F. Hudgins, A. S. Ireland, and J. H. Cusick.
THE BANK OF BEDFORD, BEDFORD, MISSOURI
|
Resources. |
|
Liabilities |
|
|
Loans and discounts |
$18,995.30 |
Capital |
$10,000.00 |
|
Loans (real estate) |
500.00 |
Deposits |
21,410.96 |
|
Overdrafts |
163.82 |
|
|
|
Banking house |
1,238.49 |
|
|
|
Furniture and Fixtures |
801.00 |
|
|
|
Expense |
220.53 |
|
|
|
Cash and sight exchange |
9,491.82 |
|
|
|
Total |
$31,410.96 |
Total |
$31,410.96 |
H. Held, president.
J. P. Alexander, vice-president.
B. B. Alexander, cashier.
Directors: J. Held, F. M. Patterson, J. P. Alexander, A. M. Shelton, J. V. Jagger, N. G. Silvey, and C. S. Mitchell.
FIRST NATIONAL BANK, LUDLOW, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts |
$45,412.87 |
Capital stock |
$25,000.00 |
|
Overdrafts |
745.79 |
Surplus |
5,000.00 |
|
U. S. bonds |
25,000.00 |
Undivided profits |
4,032.92 |
|
Bank bldg. F and F |
5,400.00 |
Circulation |
25,000.00 |
|
Other real estate |
3,000.00 |
Individual deposits |
36,063.73 |
|
5 per cent R. fund |
1,250.00 |
|
|
|
Cash and sight exchange |
14,287.99 |
|
|
|
Total |
$95,096.65 |
Total |
$95,096.65 |
Scott Miller, president
Perry Borders, vice-president
D. J. Ballentyne, cashier
Joe Borders, assistant cashier
Directors: J. A. Heare, Scott Miller, D. R. Lewis, Perry Borders, W. S. Snider, Geo. A. Culling, and J. S. Borders.
FARMERS AND MERCHANTS BANK, WHEELING, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans |
$10,000.00 |
Capital |
$66,894.46 |
|
Overdrafts |
424.94 |
Surplus and profits |
11,304.42 |
|
Bkg. House |
1,000.00 |
Deposits |
75, 354.01 |
|
Cash and exchange |
30,839.63 |
|
|
|
Total |
$99,159.03 |
Total |
$99,159.03 |
H. S. Smiley, president.
R. A. Tharp, cashier
BANK OF UTICA, UTICA, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts, good on Personal and collateral |
$ 9,529.09 |
Capital stock, paid |
$10,000.00 |
|
Loans (real estate) |
2,175.00 |
Undivided profits |
983.53 |
|
Overdrafts |
375.01 |
Individual deposits subject to check |
17,940.54 |
|
Real Estate (Bkg. H.) |
1,500.00 |
Cashier checks |
104.50 |
|
Furniture and fixtures |
1,000.00 |
|
|
|
Due from other banks and bankers Subject to check |
13,437.40 |
|
|
|
Cash items |
352.75 |
|
|
|
Currency |
458.00 |
|
|
|
Specie |
148.87 |
|
|
|
Expense |
52.48 |
|
|
|
Total |
$29,028.57 |
Total |
$29,028.57 |
J. Cady, president.
W. G. Kent, vice-president and cashier.
Lee D. Cady, assistant cashier.
No directors.
PEOPLES EXCHANGE BANK, STURGES, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans |
$10,000.00 |
Capital stock |
$48,402.48 |
|
Overdrafts |
1,380.47 |
Surplus fund |
2,500.00 |
|
Banking house |
1,600.00 |
Undivided profits |
3,511.19 |
|
Furniture and fixtures |
900.00 |
Deposits |
58,715.95 |
|
Due from banks |
15,832.95 |
|
|
|
Cash and exchange |
5,242.49 |
|
|
|
Expenses paid |
1,368.75 |
|
|
|
Total |
$74,727.14 |
Total |
$74,727.14 |
C. N. Boorn, president.
J. K. Steen, vice-president.
W. M. Beal, cashier.
U. S. Allbritain, assistant cashier.
Directors: C. N. Boorn, C. B. Williams, J. K. Steen, L. A. Martin, H. Metzner, J. D. Beal, R. R. McKenzie, Julian, Thompson and Chas. Kappus.
THE PEOPLES SAVINGS BANK, CHILLICOTHE, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts |
$352,995.91 |
Capital stock |
$ 50,000.00 |
|
Overdrafts |
2,246.40 |
Surplus and undivided profits |
33,288.67 |
|
Furniture and fixtures |
5,000.00 |
Deposits |
388,303.82 |
|
Cash and due from banks |
111,350.18 |
|
|
|
Total |
$471,592.49 |
Total |
$471,592.49 |
W. H. Ellet, president.
F. B. Brady, vice-president.
A. M. Ellet, cashier.
Directors: P. F. Romeiser, F. B. Brady, C. H. Grace, W. R. Simpson, B. Minteer, and W. H. Ellet.
FARMERS AND MERCHANTS BANK, CHULA, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts, undoubtedly Good on personal or collat. |
$64,054.42 |
Capital stock |
$15,000.00 |
|
Loans (real estate) |
000.00 |
Surplus fund |
3,000.00 |
|
Overdrafts |
5,284.15 |
Undivided profits, net |
1,194.87 |
|
Bonds and stocks |
000.00 |
Due to banks and bankers, subject to check |
000.00 |
|
Real estate (Bkg. H.) |
1,600.00 |
Individual deposits, subject to check |
47,522.72 |
|
Other real estate |
000.00 |
Time certificates of deposits |
15,671.00 |
|
Furniture and fixtures |
1,000.00 |
|
|
|
Due from other banks and bankers, subject to check |
7,216.54 |
|
|
|
Cash items |
1,014.87 |
|
|
|
Currency |
1,259.00 |
|
|
|
Specie |
959.61 |
|
|
|
Total |
$82,388.59 |
Total |
$82,388.59 |
Z. T. Hooker, president.
A. Davenport, vice-president.
F. V. Ross, Cashier.
Directors: Z. T. Hooker, A. Davenport, O. L. Casebeer, W. R. May, R. D. Hurst, H. T. Phillips, I. W. Transue, O. C. Bushong and J. E. Hill.
THE BANK OF CHILLICOTHE, CHILLICOTHE, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts |
$150,688.84 |
Capital |
$ 50,000.00 |
|
Loans (real estate) |
16,088.75 |
Surplus |
3,109.41 |
|
Overdrafts |
284.30 |
Profits |
3,406.67 |
|
Banking house and real estate |
12,422.30 |
Deposits |
137,235.62 |
|
Furniture and fixtures |
900.00 |
Bills payable |
10.000.00 |
|
Cash and sight exchange |
23,367.51 |
|
|
|
Total |
$203,752.20 |
Total |
$203,752.20 |
W. W. Edgerton, president. R. F. McNally, cashier.
J. C. Minteer, vice-president. J. M. Dunn, asst. cashier.
Directors: H. A. Tompkins, R. L. Isherwood, F. C. Tompkins, A. McVey, A. M. Shelton, G. A. Smith and R. V. Ducey.
CITIZENS NATIONAL BANK, CHILLICOTHE, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans |
$100,000.00 |
Capital stock |
$545,676.10 |
|
U. S. bonds |
101,000.00 |
Surplus and profits |
37,392.55 |
|
Bank building |
33,000.00 |
Circulation (bank notes) |
100,000.00 |
|
Cash and exchange |
149,238.17 |
Deposits |
591,521.72 |
|
Total |
$828,914.27 |
Total |
$828,914.27 |
H. A. Tompkins, president.
R. L. Isherwood, vice-president.
F. C. Tompkins, cashier.
Directors: W. W. Edgerton, C. F. Adams, M. R. Jenkins, Jos. C. Minteer, I. M. Timbrook, W. T. Ford, and R. F. McNally.
FIRST NATIONAL BANK, CHILLICOTHE, MISSOURI
|
Resources. |
|
Liabilities. |
|
|
Loans and discounts |
$378,111.52 |
Capital stock |
$100,000.00 |
|
U. S. bonds |
100,000.00 |
Surplus and undivided profits |
42,747.68 |
|
Overdrafts |
2,302.62 |
Circulation |
100,000.00 |
|
Real estate |
32,737.65 |
Dividends unpaid |
3,960.00 |
|
Cash and sight exchange |
90,580.82 |
Deposits |
357,024.93 |
|
Total |
$603,732.61 |
Total |
$603,732.61 |
T. C. Beasley, president.
John T. Milbank, vice-president.
J. D. Brookshier, cashier.
K. M. Blanchard, asst. cashier.
The following is the condensed statement of all the banks in Livingston county for the call of November 26, 1912.
|
Resources. |
|
Liabilities. |
|
|
Loans |
$2,110,522.66 |
Capital stock |
$ 477,500.00 |
|
Overdrafts |
29,787.35 |
Surplus |
145,809.91 |
|
United States bonds |
267,200.00 |
Undivided profits |
56,823.26 |
|
Real estate and fixtures |
115,114.44 |
Circulation (National banks) |
250,000.00 |
|
Cash on hand |
133,640.00 |
Bills payable |
16,500.00 |
|
On deposit with other banks |
463,132.87 |
Deposits |
2,171,014.15 |
|
Five per cent fund |
13,250.00 |
|
|
|
Total |
$3,132,647.32 |
Total |
$3,132,647.32 |
When the first summarized statement of this kind was prepared on April 30, 1902, the local papers featured the fact that the deposits of the county were $1,010,000.00. The fact the million mark had been reached was noteworthy. It is interesting to note that in the ten years that have intervened those deposits have more than doubled. The capital stock has also doubled and the item of surplus and profits has more than trebled. A proportionate increase is seen in all other items except overdrafts which have been held down in a most commendable manner.
There are now fifteen banks in the county, four national and eleven state, and the increase in deposits alone since February 1909 has been $333,000.00. The loans show a corresponding increase during the same period. There are few counties with the banking facilities of Livingston and there are certainly very few where the per capita deposit is over $90.00, as is the case with us.